I just paid off my TV (3 yr, no-interest plan) and luckily didn't run into any problems. From all my reading, though, they are very devious about how they run things.
If one can make all payments each month then there shouldn't be a problem. From a customer service standpoint, though, I haven't read many things good. I almost ran into an issue paying my TV off, but it's a good thing I didn't. Had I not, I would have been hit with $1400 deferred interest and my minimum monthly payment would have gone from $25 to $125, along with a monthly fee for being in the negatives (deferred interest gets added to principle balance).
Sorry that's long...essentially: if you can pay it off each month you'll be fine. If there are any problems whatsoever don't expect much sympathy. HSBC is not rated very well amongst the lenders.
If one can make all payments each month then there shouldn't be a problem. From a customer service standpoint, though, I haven't read many things good. I almost ran into an issue paying my TV off, but it's a good thing I didn't. Had I not, I would have been hit with $1400 deferred interest and my minimum monthly payment would have gone from $25 to $125, along with a monthly fee for being in the negatives (deferred interest gets added to principle balance).
Sorry that's long...essentially: if you can pay it off each month you'll be fine. If there are any problems whatsoever don't expect much sympathy. HSBC is not rated very well amongst the lenders.
I thought it was a PM so I went to check it here.. Apparently it was an email instead... 
