Thieving bastards broke in my truck.

[Draenor]

Yes, at my home. It was in my driveway. And damn near everyone I see around here looks out of the ordinary. I live in the ghetto. Shit has come up missing from under my carport before. Before we got the big dog in the yard, my damn BBQ grill disappeared one day. I want to move desperately, but I can't buy a house because my credit is fWONked thanks to cosigning my brothers student loan. And I can't afford to rent a house in better neighborhood, its actually more than a mortgage. So that's why I live in the ghetto with alarms and guns.

School is out and all these bad ass lil teens are running around just getting in trouble. But the way that lock was punched makes me think this person has done this many times before. Perhaps he lives in the area and has been watching me, and he caught me slipping without my alarm on. Or maybe it was just a coincidence that he happened to just randomly break in my shit the one night its not alarmed.

I understand and in sort of the same boat with having my credit go from near perfect to ,all because of one person. In time man, it will pass, things ill get better.

Regardless if them fucktards are casing or just randomly stopping by, there is a good chance they will be back. Thieves are greedy, dope addicts, and not too bright.

You and your family be careful. That's all that matters.

 

[ScottyBoy]

Well an adjuster just called and said he will be here shortly.
Hopefully he doesn't have me bend over and grab my ankles.
They have been fair with me years ago with a claim, hopefully they still have the same standards.
I'm just a little upset that they refuse to cover my iPod touch. They said they will pay absolutely nothing for it.

 

[Draenor]

I know one time, I didnt have receipts for some lost items, but had pictures of them in my vehicle. The insurance company gave me something for them, as I did have proof that I did own the items.
Worth a shot if you have some pics.

 

[ScottyBoy]

I know one time, I didnt have receipts for some lost items, but had pictures of them in my vehicle. The insurance company gave me something for them, as I did have proof that I did own the items.
Worth a shot if you have some pics.

Receipt or not, they flat out said they do not cover ipods

 

[Kennyray]

I know one time, I didnt have receipts for some lost items, but had pictures of them in my vehicle. The insurance company gave me something for them, as I did have proof that I did own the items.
Worth a shot if you have some pics.

Receipt or not, they flat out said they do not cover ipods

Could be because it is a big item for theft.

 

[davbell22602]

Well an adjuster just called and said he will be here shortly.
Hopefully he doesn't have me bend over and grab my ankles.
They have been fair with me years ago with a claim, hopefully they still have the same standards.
I'm just a little upset that they refuse to cover my iPod touch. They said they will pay absolutely nothing for it.

Dont let insurance company walk over you on the ipod touch. Make them give you something for it. Fight it.

 

[Draenor]

I know one time, I didnt have receipts for some lost items, but had pictures of them in my vehicle. The insurance company gave me something for them, as I did have proof that I did own the items.
Worth a shot if you have some pics.

Receipt or not, they flat out said they do not cover ipods

What?
Is that stated in the policy? I think not. That's utter BS.

If this is the case, I would be an asshole and ask them what devices do they cover?

 

[dirtyoldman]

Frikkin' thieves.I'm insured with State Farm also,think I'll give them a call later to see what they say about covering an iPod.

 

[ScottyBoy]

Everyone I spoke with on the phone said they do not cover ipods under automotive policies. However, since my truck was parked under my carport of my home, Renters insurance would cover it. But then that would be a separate $500 deductible, more than the IPod cost, so therefore that negates my claim.

 

[Draenor]

Everyone I spoke with on the phone said they do not cover ipods under automotive policies. However, since my truck was parked under my carport of my home, Renters insurance would cover it. But then that would be a separate $500 deductible, more than the IPod cost, so therefore that negates my claim.

That's when some embellishment of items taken come into play.