Thanks for the pointers guys, yeh the insurance isn't going to be real cheap. I'll have to check out state farm. I found a couple CBR 600F4's somewhat close I'm going to look into next week hopefully when I'm done with school.
the 600 F4's
arent the best becasue they are carberated. Look for an F4I they arent much more $$ and way better all around bike.
On the other hand, they are cheaper on insurance because they aren't fuel injected. Just depends what you want and how big your wallet is.
the difference between the f4 and f4I would cost for insurance isnt even enough to mention.
Drive both and you'll be amazed at the difference. My buddys 2001 R1 is carb'd and is doggy as hell almost feels like a 600.
Im 24 with no tickets and i've had my Motorcycle license for 6 years not sure if that matters but I paid $400 a year for full collision on my honda vtx 1300(cruiser) with coverage for the $5k worth of accesories. My 06 Kawasaki
ZX10R would be just under $500 a year but I just put liability on it for $180 a year and thats for a 1000