Mom wrecked her Silverado

[slims]

 

[slims]

 

[slims]

 

[slims]

The driver door won't open and the hood has a gap on one side and is touching on the other.

 

[Silverado4x4]

I say its about 3500-4500 dollars worth of damage.

 

[ScottyBoy]

I know the law here in Louisiana. The ONLY way her insurance will pay is if she has full coverage on her vehicle and the uninsured vehicle she hit your mom with was just purchased less than 10 days ago. In Louisiana, you can buy a second vehicle, and it is automatically insured when you drive off the lot. You have 10 days to officially add it to your policy. Now if this was not a car she had just purchased, then her insurance will NOT cover it. If its her boyfriend's car, he should have insurance on the car. If not, you're fucked. Your only saving grace would be if your mom has uninsured motorist coverage on her insurance. If she does, they should pay for 100% of the damage. There is no deductible on Uninsured Motorist coverage in Louisiana.

 

[Draenor]

I know the law here in Louisiana. The ONLY way her insurance will pay is if she has full coverage on her vehicle and the uninsured vehicle she hit your mom with was just purchased less than 10 days ago. In Louisiana, you can buy a second vehicle, and it is automatically insured when you drive off the lot. You have 10 days to officially add it to your policy. Now if this was not a car she had just purchased, then her insurance will NOT cover it. If its her boyfriend's car, he should have insurance on the car. If not, you're fWONked. Your only saving grace would be if your mom has uninsured motorist coverage on her insurance. If she does, they should pay for 100% of the damage. There is no deductible on Uninsured Motorist coverage in Louisiana.

I never got the uninsured motorist insurance...I got insurance bitches,what part of that don't they get.

 

[M.Cueva]

I have State Farm and have asked about rental car insurance. They told me that I am covered if I am driving a rental car, with the insurance from my truck. But technically if my truck was driven and wrecked, while I was out of town and driving the rental, the truck wouldn't be covered.

That's odd.

Maybe I worded it poorly, but he basically told me the insurance follows me as the driver. And therefore, if I'm the "driver" on my truck, it wouldn't be driven if I weren't there.

Unless you have a non standard policy or your state has a different regulation, this applies to insurance

The insurance policy follows the VEHICLE that you use/own
The insurance policy TRANSFERS to a rental that you rent
the insurance policy EXTENDS to a permissive (policy defined) use driver that you grant

highlighted words are words that people either misuse or dont remember, take it from an insurance adjuster.

 

[Black02Silverado]

That doesn't look to bad. Replace both doors and the fender and hopefully no other major damage and all should be well. What sucks is the hinges are welded on. I had to have my passenger door replaced and I got a used door from the salvage yard. Big mistake. I have massive air leak going down the highway. Really sucks but I'm not going to spend any more money on trying to get it lined up. I think I got a sprung door where the top part is pushed out some and doesn't seal well against the cab. The rest of the door lines up perfectly. That is what makes me believe it is the door and not how they installed it.

 

[slims]

It's a three door. The third door opens on the passenger side. The part behind the driver door dosnt open.