Car Insurance, what company do you have?

[ScottyBoy]

State Farm. Houses and cars. No problems.

Also been with Allstate when I had friends that were agents, but the got too expensive.

Be sure and look through independent agents. Lots of excellent insurance companies to get policies through.


Your non-renewal can hurt you with some insurance companies pricing


Besides the accident how many claims in the 5 years and for what. You've met their guidelines for being claim happy and you've become a bad risk in their eyes

Somebody backed into my wife in a parking lot, that may have been over 5 years ago. Also probably around 4-5 years ago I made a claim on my truck where I had some scratches all over the side, and some minor hail damage on the roof. Then last year my truck was broken into and the radio stolen. That's the only claims.
And they were all small claims too, biggest one was maybe $1500, the rest were all less than $1000.
But this accident was pretty expensive. $7500 was the book value of the Altima, and the Chevy dealer raped them for over $8000 for just a rear bumper and trailer hitch. Wasn't even any body or paint work done. Simply swapped the damn hitch and bumper. Dafuq??

 

[mr_bots]

Progressive, but only switched to them after I got the Tahoe in June so I haven't had any claims yet. Homeowners I'm going through Hartford and will probably shop the auto insurance when it comes time to renew this summer.

One of my surrogate families has State Farm and they had three claims in a year: car wreck, (their fault), replaced roof for hail damage, and got robbed. After the third claim they threatened that if they had another one within a set time period they'll be dropped and that was straight from their agent. So that's turned me off to SF.

 

[1BADSS396]

We have it through my wife's work, Ameriprise.

Same here.

Awesome company!

 

[dietz4ibanez]

I've had Nationwide for 10 years and previously I had progressive. I have had no issues with either but would like to switch to Erie, possibly.

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[OldCracker29]

Nationwide for over 15 years.

 

[dirtyoldman]

State Farm 25 years+

 

[Darth Bama]

Liberty Mutual for the past 11+ years. They've been great and a breeze to deal with the few times I've dealt with em.


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[Carneyman]

USA here. Saves us a bunches. Great customer service too.

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[ScottyBoy]

We were paying $180 a month for full coverage on both vehicles, renters insurance, and for life insurance. After buying the 2014 Altima it went up to $200 a month.
Now almost every place we call they want over $325 a month for both vehicles, and that's with only liability on the Suburban. That's also not including renters or life insurance.
I guess that's how State Farm keeps their rates so low, gid rid of any customers who actually cost them money. If I add up all the premiums I have paid them over the years, its a lot more than they have ever paid out in claims.

I called my old insurance agent in New Orleans who I dealt with years ago before I switched to State Farm. He said he can get me a policy with Progressive for under $250 a month. I might end up going that route. Anybody have any experience with Progressive?

 

[PenguinLTZ]

Yikes. No experience with Progressive. What are those deductibles for that rate?